Healthcare Reform
By Michele - May 21st, 2009There has been so much in the news lately related to health care. Since it is the field that I most likely want to build my career around, I think a lot about the situation we are faced with. Private insurance is great for doctors- they actually get paid and can perform the best diagnostic tests and can use the best medical equipment to treat their patients. Unfortunately, someone has to take care of the poor people, and they are often the ones with the worst medical conditions. Due to their poor diets or lifestyle choices, or their lack of general care on a regular basis, these people usually seek medical treatment when they are on the brink of a medical disaster. With the cost of malpractice rising by the day, and the amount that doctors are paid by government run health care programs staying stagnant, or decreasing, it is no wonder that no one wants to treat people without insurance. It is not all people at the bottom of society’s ladder that find themselves without health insurance. Middle class families with good jobs find themselves without health benefits if their employer doesn’t help subsidize plans or if they can’t afford to pay out of pocket for a private plan which can cost more than $10,000 for a family of four. I believe we should find a way to get everyone decent healthcare. It would avert a lot of the money that we pump into the system that basically keeps the severely ill alive when if they had better care all along, they wouldn’t end up near death every six months. The ER has replaced the role of primary care physicians and it is draining our system and our doctors. It has been the case for a while now, that America does not produce enough doctors to sustain its population. The reason we haven’t suffered to this point, is that we have allowed a large influx of foreign doctors to fill the gaps. However, it is often the case that doctors trained abroad are treated as if their training is not as good as American bred doctors and they are often placed in lower ranked hospitals- often public hospitals. So here is the catch, we do not want to produce more American doctors because it is a) expensive but more importantly, it allows us to use foreign doctors to fill the positions that American doctors don’t want to take. Doctors at public hospitals are often paid less and work more. More of their patients are uninsured and more of their patients are severely ill because they can not afford primary care. A lot of foreign doctors from the Philippines or India for example, still make more money as a doctor in the United States than they could abroad, and that is why, we haven’t heard them complain that much. Obama’s plan for health care calls for more primary care physicians, which is a great idea, except that he also came to the realization that there are not enough doctors to fulfill his plan. No one wants to go into primary care- it’s not rewarding.
There have been several proposals of different ways to raise the billions of dollars needed just to keep Medicaid and Medicare alive through the decade. Proposals include the soda tax, the alcoholic beverage tax, taxing people who get health insurance from their employers, etc. These are not real plans. First off, the soda tax is ridiculous. While I am all about combating obesity and diabetes, taxing soda is ridiculous. I drink soda sometimes and I weigh 100 pounds. If you charged my 25 cents more to buy the soda, I still would, and so would the lady who weighs 400 pounds. I think health insurance should be like car insurance. Everyone has to take responsibility for themselves. It is not soda that is bad for you. It is the AMOUNT of soda that you drink which is something only you can control. The same goes for alcohol. Both of these things in moderation are not bad. SO lets say you have health insurance- just like care insurance you would start with a rate that fits your age category and personal history/experience. It is your decision how you are going to treat your body, and like a vehicle, the more you break it, the higher your insurance goes. I am not talking about breaking bones and being careless, or getting a disease you can’t control like cancer(unless it’s lung cancer). But I am talking about making the conscious decision to smoke, or do drugs, or be an alcoholic, or eat McDonald’s everyday with a large soda and never exercise. Those are things in your control and they hurt your body.You can’t hide the damage you are doing to your body for long and people who don’t take care of themselves should have to contribute more to the health care system than people who do. On the other hand, if someone with high blood pressure, high cholesterol and diabetes decides to change his or her life style and eat better and exercise, they should be rewarded for that. If people don’t have to take individual responsibility for their own actions, they tend not to care, even if it’s about their own health.
We spend BILLIONS of dollars each year treating people from smoking related illnesses, heart disease, and complications from diabetes type II. Smoking is the number one cause of death from a preventable disease in the United States and yet no one has suggested to tax smokers more. Yes, cigarettes cost almost $10 in NY, but they cost about $3 everywhere else. Why? Because our government doesn’t really care. They rather appease tobacco lobbyists than do what is best for their citizens AND for their health care system. And if our government doesn’t really care about the health of it’s citizens, it will continue to avoid training more doctors and providing people of lower economic status with inferior care.
Taxing people who receive health benefits from their jobs doesn’t really make anything better either. I receive almost $10,000 in health benefits from my job, but if I had to pay taxes on that money, I would just take it as income instead of health benefits. A lot of healthy people in their 20’s and 30’s would do the same. So then you would have even more people who are uninsured, and those are the people you want to be insured since young people don’t go to the doctor often and they balance out the illnesses of the elderly. In order for everyone to have health insurance, everyone needs to be involved- the young, the old, the sick, the healthy. The young will pay for the elderly and the extremely sick now, but one day, when they have children, or later one when they are old, they will receive the care they deserve. And for those republicans who think that government should just stay out of it- I urge you to go to the doctor or pick up a prescription and not use your insurance card, just to get a glimpse of how much things actually cost.